Comprehensive Risk Protection
Protect your goods against eligible transportation risks with coverage options designed according to your cargo and transit requirements.
2M+
Policy Sold
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Claim Settled
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Active Policy
Marine Insurance Protection is a specialized insurance solution designed to protect businesses and individuals against financial losses arising from the transportation of goods by sea, air, road, or other transit methods. It provides coverage against risks such as damage, loss, theft, and other unforeseen events during the movement of cargo or goods.
In Nepal, Marine Insurance plays an important role in supporting domestic and international trade by helping businesses manage risks associated with the transportation of goods. It provides financial protection against unexpected losses that may occur while goods are being transported from one location to another.
Marine Insurance is generally available in different forms, including Cargo Insurance, which protects goods during transit; Inland Transit Insurance, which covers transportation risks within Nepal; and Marine-related covers that protect against specific risks based on the nature of goods, route, and mode of transportation.
Essential protections such as Marine Insurance are often overlooked until businesses experience unexpected losses during transportation. However, proper insurance coverage helps ensure financial stability and reduces the impact of unforeseen events.
For example, without Marine Insurance, businesses may have to bear the full cost of damaged, lost, or stolen goods during transit. Such incidents can create significant financial pressure, disrupt supply chains, and affect business operations.
Therefore, while the primary purpose of Marine Insurance is to provide financial protection against transportation-related risks, there are several important reasons why businesses choose to secure their goods during transit.
Choose suitable Marine Insurance coverage based on your goods, transportation method, route, and risk requirements.
Marine Insurance policies are designed to provide financial protection against transportation-related risks. The main features include:
Together, these features make Marine Insurance an important financial safeguard for businesses involved in transportation and trade.
We value every customer with a VIP-level experience, delivering prompt support, transparent guidance, and insurance coverage tailored to protect your goods during transit.
Protect your goods against eligible transportation risks with coverage options designed according to your cargo and transit requirements.
Our claims process is streamlined for speed and simplicity, with a significant number of claims settled promptly. A digital-first approach minimizes paperwork and ensures faster turnaround times.
Whether it is a weekday, weekend, or public holiday, our support team remains available 24/7 to assist you with queries, claims, or policy updates.
Select suitable coverage options based on your goods, transportation method, destination, and risk exposure.
With a strong branch network and accessible support channels, United Ajod helps customers receive reliable insurance services and assistance whenever required.
Our assistance continues beyond policy issuance, helping with policy updates, documentation, and claim support throughout the insurance period.
Insurance helps reduce unexpected financial strain and keeps renewal and claims journeys clearer when losses occur.
A structured Marine Insurance approach helps businesses prepare for unexpected transit losses instead of facing complete financial burden alone.
United Ajod combines legacy non-life experience with branch-led support so you can escalate questions confidently.
Discuss coverage options, insured values, and policy requirements to create protection suitable for your business needs.
Products are offered within Nepal’s non-life insurance framework — your policy documents spell out terms clearly.
Use downloads for forms, or reach out via contact channels for checklists and timelines.
Visit one of our nearest branch or contact our customer support team.
Select suitable Marine Insurance coverage based on your goods, transportation method, destination, and risk requirements.
Provide your personal details along with the proposal form details.
Complete payment and any required KYC verification as guided by our team.
You'll receive policy documents hard copy along with SMS confirmation. Policy Pdf file will also be sent to your email address.
You can easily avoid Marine Insurance claim rejections by just paying a little more attention to the following factors.
Many claims are rejected simply because the policyholder is unaware of what their insurance covers. Always read your policy document to understand the inclusions, exclusions, and conditions.
Incorrect details about goods, transportation routes, value, or shipment information can affect claim approval. Always provide complete and accurate information.
Keep important documents such as invoices, shipping documents, transport receipts, packing details, and claim-related evidence properly maintained.
Ensure that transportation, packaging, storage, and handling requirements mentioned in the policy are properly followed.
In case of damage or loss, notify United Ajod immediately before taking repair, disposal, or other actions whenever required.
Delayed reporting of damage, theft, or loss may affect the claim assessment process. Inform the insurer as soon as possible.
You can access United Ajod through these options:
Download our mobile app from the App Store or Google Play.
Visit our website at https://uail.com.np for detailed information.
Marine Insurance provide coverage for eligible loss or damage to goods during transit, depending on the selected coverage, policy terms, and applicable conditions.
The maximum coverage amount depends on the value of goods, type of cargo, transportation method, selected coverage, and policy terms.
Marine Insurance may cover eligible transportation-related risks such as loss or damage during transit, subject to policy terms and conditions.
Common exclusions may include improper packing, intentional damage, normal wear and tear, undisclosed information, and other exclusions mentioned in the policy document. Always review the policy terms for complete details.