Financial Security
A Cash In Transit Insurance plan helps you prepare for unexpected cash losses and recovery expenses instead of facing financial challenges alone.

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Cash In Transit Insurance is a specialized insurance solution designed to protect businesses and organizations against financial losses arising from the loss of cash while it is being transported from one location to another. It provides financial protection against risks such as theft, robbery, accidents, and other covered events during the transit of cash.
In Nepal, businesses that regularly transport cash between offices, banks, branches, and other locations may face financial risks due to unexpected incidents during transportation. Cash In Transit Insurance provides protection against such losses and helps businesses manage potential financial liabilities associated with cash movement.
Cash In Transit Insurance is generally designed for businesses, financial institutions, retailers, organizations, and other entities involved in transporting cash. Coverage may include loss of money due to theft, robbery, accidental incidents, and other covered risks depending on the policy terms and selected coverage options.

Essential protections such as Cash In Transit Insurance are often overlooked because cash transportation risks may not occur frequently. However, businesses handling regular cash movements can face significant financial challenges when unexpected incidents happen.
For instance, without Cash In Transit Insurance, businesses may have to bear the entire financial loss caused by theft, robbery, or accidental loss of cash during transportation. Such unexpected losses can impact business operations, cash flow, and financial stability.
Therefore, while the primary purpose of Cash In Transit Insurance is to provide financial protection against cash transportation risks, there are several important reasons why such insurance is valuable for businesses in Nepal.
Choose from suitable Cash In Transit Insurance coverage options designed according to your business requirements, cash handling activities, and risk exposure.
Cash In Transit Insurance plans in Nepal are designed to provide financial protection to businesses against unexpected cash transportation risks. The main features include:
Together, these features make Cash In Transit Insurance more than just a risk protection product. It acts as a valuable financial safeguard, helping businesses in Nepal manage unexpected cash transportation losses and protect their financial operations.
Insurance helps reduce unexpected financial strain and keeps renewal and claims journeys clearer when losses occur.
A Cash In Transit Insurance plan helps you prepare for unexpected cash losses and recovery expenses instead of facing financial challenges alone.
United Ajod combines non-life insurance experience with branch-led support so you can confidently manage your insurance requirements.
Discuss coverage limits, cash transportation activities, and policy requirements to create protection that fits your business needs.
Products are offered within Nepal’s non-life insurance framework, with policy documents clearly outlining coverage terms and conditions.
Use downloads for forms, or reach out via contact channels for checklists and timelines.
We value every customer with a VIP-level experience, delivering prompt support, transparent guidance, and insurance coverage tailored to protect businesses against unexpected cash transportation risks.
We are committed to providing prompt assistance, transparent communication, and dedicated support throughout your insurance journey.
Our claims process is streamlined for speed and simplicity, with a significant number of claims settled promptly. A digital-first approach minimizes paperwork and ensures faster turnaround times.
Whether it is a weekday, weekend, or public holiday, our support team remains available 24/7 to assist you with queries, claims, or policy updates.
Select suitable Cash In Transit Insurance coverage options based on cash handling activities, business requirements, and protection needs.
With a strong branch network and accessible support channels, United Ajod helps customers receive insurance services and assistance whenever required.
Our customer support team assists with policy servicing, renewals, endorsements, and claim-related queries throughout the policy period.

Visit one of our nearest branch or contact our customer support team.
Select a suitable plan based on your business type, cash transportation activities, coverage requirements, and level of protection needed.
Provide your personal details along with the proposal form details.
Complete payment and any required KYC verification as guided by our team.
You'll receive policy documents hard copy along with SMS confirmation. Policy Pdf file will also be sent to your email address.
You can reduce the chances of Cash In Transit Insurance claim rejection by paying attention to the following important factors.
Many claims are rejected simply because the policyholder is unaware of what their insurance covers. Always read your policy document to understand the inclusions, exclusions, and conditions.
Providing incorrect information about cash amounts, transit routes, authorized persons, or transportation methods may lead to claim complications or rejection.
Keep updated records of cash transactions, authorization documents, bank details, employee information, and other supporting documents required during the claim process.
Claims may be affected if losses occur due to failure to follow required security measures, unauthorized transportation methods, or negligence during cash handling.
In case of theft, robbery, accidental loss, or any covered incident, notify United Ajod as soon as possible and follow the required claim procedures.
Renew your policy before its expiry date to ensure continuous coverage and uninterrupted financial protection.
You can access United Ajod through these options:
Download our mobile app from the App Store or Google Play.
Visit our website at https://uail.com.np for detailed information.
Coverage depends on the selected policy plan, approved transit locations, cash handling procedures, and policy terms. Please refer to your policy document or contact United Ajod for specific details.
The maximum coverage amount depends on the insured amount, business requirements, cash transit frequency, and selected policy conditions. Contact United Ajod or consult a branch advisor for suitable coverage options.
Cash In Transit Insurance may provide protection against eligible risks such as theft, robbery, accidental loss, and other covered incidents occurring during authorized cash transportation.
Common exclusions may include unauthorized cash movement, dishonest acts by insured persons, negligence, incorrect information, losses outside the approved transit conditions, and other exclusions specified in the policy document.